In the life insurance sector, some markets were opened for this kind of pension, insurance, a type of service have strong growth prospects. Investment-linked insurance products (product-placement) also increases. Moreover, if the distribution through dealers occupy dominant roles now, with the development of alternative distribution channels such as insurance and banking channel (bancassurance), this traditional distribution channel has lost a unique position in most insurance markets in the Asia-Pacific region.
However, the profitability of life insurance companies in some markets are reduced because the rate of profit. The song Moody said that the situation is slowly improving due to the aggressive move on interest rates, relaxation of restrictions on investment and the expansion of financial investment products in some markets in the region .
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